Refer a Client Submit your Client to our system instantly by using our Referral Form Refer a Client Submit your Client to our system instantly by using our Referral Form Will My Client Qualify? Client Income Examples The minimum income required for these loans typically sits between $35,000 – $40,000.Applicants making less than this are not eligible. Quick Assessment Three rules to help pre-screen your Client before you refer: Must be earning 40K net or more Credit Score of 680 or higher Must be US Citizen or Green Card Holder Note: Your Client’s Income does affect the loan value. Refer a Client Refer a Client